Pathways Sailors Bay

Location

170-176 Sailors Bay ROAD NORTHBRIDGE NSW 2063

Beds: 124

Private Incorporated Body

Service Provider: Pathways Aged Care Pty Limited

Accreditation Report

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Daily Care Fee & RAD Interest Rate Updates

From 1 April 2025, the Maximum Permissible Interest Rate (MPIR) is 8.17%

Since the RAD price approval threshold increased to $750,000 in January 2025, Refundable Accommodation Deposits (RADs) have risen significantly across most aged care homes. For residents, any reduction in the MPIR is a positive change, as it lowers the cost of paying via Daily Accommodation Payments (DAPs).

Key Changes from 20 March 2025:

• Basic Daily Care Fee: $63.82 per day
• "Fully Supported" Asset Threshold: $61,500
• "Non-Supported" Asset Threshold: $206,663
• Maximum Accommodation Contribution: Refurbished facilities: $69.79 pd Non-refurbished facilities: $45.51 pd

Impact on Aged Care Placements

Aged care facilities continue to prefer residents who pay a RAD upfront rather than those on concessional arrangements. Since lower-tier RADs have increased, the provider-centric income gap between full-paying and concessional residents has widened.

For facilities with more than 40% concessional residents, the effective Refundable Accommodation Contribution (RAC) is now $311,791. However, with the average RAD now sitting well above this amount, it remains challenging for concessional residents to secure placements.

This trend will most likely continue, increasing pressure on those seeking supported placements in aged care homes.

More about RAD, DAP & MPIR ...

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Are you considering a placement at Pathways Sailors Bay?

Do you need to find respite or permanent placement at Pathways Sailors Bay or another aged care home in the NORTHBRIDGE area?

Reduce Your Stress

We have helped many families through this difficult time and have detailed knowledge and experience to help you with this important decision about Pathways Sailors Bay.

Don't be too hasty and make easy mistakes. Access our knowledge and experience prior to making a decision which will have a major impact on your elderly loved one.

Application, Admission Forms and Negotiating the Accommodation Fees at Pathways Sailors Bay

• Providing you with unbiased advice about Pathways Sailors Bay and other aged care homes nearby to NORTHBRIDGE.


• Negotiating RAD's and additional service fees to achieve the best financial arrangement for your family.


• Explaining strengths and weaknesses of different homes near NORTHBRIDGE - using our proven checklist to guide your decisions.


• Matching appropriate homes to your family requirements, preferences and timetable


• Arranging facility tours to Pathways Sailors Bay and providing support


• Completing the important Centrelink forms ie. SA457 or SA485 Asset and Income Assessment form


• Accurately completing and lodging the application and admission paperwork for Pathways Sailors Bay


• Be first to hear abour vacancies - prompt notification and response to current vacancies at Pathways Sailors Bay through our established and trusted relationship with admission coordinators


• Provide advocacy and support during the settling-in period and after the placement has been completed

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Care Homes - State Directories

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NSW Care Homes
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ACT Care Homes
NT Care Homes

RAD to DAP Conversion

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Care & Placement Guides

Assessment - Home Care
Assessment - Residential Care
Residential Care Agreement
Age Pension Current Rates
New Aged Care Homes
Residential Care Fee Categories
Current Fees and Charges
Basic Daily Care Fee
Means Tested Care Fee
What is a RAD, DAP, MPIR?
Current and Historical MPIR's
Refundable Accommodation Deposit (RAD)
Daily Accommodation Payment (DAP)
Maximum Permissible Interest Rate (MPIR)
Additional Service Fee (ASF)
Centrelink Form SA456 Explained
Centrelink Form SA485 Explained
Centrelink Form SA457 Explained