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Frequently Asked Questions

Residential Aged Care Placement Process in Australia – 20 FAQs

This guide answers some of the most common questions and concerns about the residential aged care placement process in Australia, helping families make informed and confident decisions.

What is residential aged care?
Residential aged care is a form of long-term accommodation designed for older Australians who can no longer live safely or independently at home. It provides 24-hour nursing and personal care support, meals, cleaning, and social activities in a secure environment. Care is tailored to individual needs, including assistance with mobility, medication, and daily living tasks. Many facilities offer specialised care such as dementia support or palliative care. Residential aged care also promotes social engagement and wellbeing, helping residents maintain quality of life while receiving the support they need in a structured and supportive community setting.


Who is eligible for residential aged care?
To access residential aged care in Australia, individuals must first be assessed and approved by an Aged Care Assessment Team (ACAT). Eligibility is based on care needs rather than age alone, although most applicants are older Australians. The assessment considers medical conditions, mobility, cognitive function, and ability to perform daily tasks such as dressing, bathing, and preparing meals. ACAT also evaluates the level of support available at home. If a person is unable to safely remain at home even with services, they may be approved for residential care. Approval is required before applying to aged care homes.


How do I apply for an ACAT assessment?
You can apply for an ACAT assessment through My Aged Care, the Australian Government’s central access point for aged care services. Applications can be completed online or over the phone, and a referral may also be made by a doctor or hospital. Once registered, an assessor will contact you to arrange a face-to-face assessment, usually conducted in the person’s home or hospital. During the assessment, questions are asked about health, lifestyle, and support needs. It is helpful to have medical information ready and involve family members in the discussion to ensure accurate and comprehensive information is provided.


How long does the assessment process take?
The ACAT assessment process typically takes between two and six weeks from initial application to receiving approval, although urgent cases may be prioritised. Timing depends on factors such as assessor availability, the urgency of the situation, and the complexity of the individual’s health needs. After the face-to-face assessment, a formal approval letter outlining the level of care is issued. Delays can occur if additional medical information is required. To avoid unnecessary waiting, ensure all relevant documentation is available and clearly communicate any urgent circumstances, such as hospital discharge or safety concerns at home.


Can I choose any aged care home?
Yes, individuals and their families have the freedom to choose any aged care home in Australia, provided they have ACAT approval. There is no central allocation system, so the process involves researching and contacting facilities directly. Choices should be based on personal preferences such as location, services, cultural considerations, and cost. Availability of places can vary significantly, particularly in high-demand areas. Visiting homes, speaking with staff, and reviewing inspection reports can help inform your decision. Applying to multiple homes is recommended to improve the chances of securing a suitable placement within your preferred timeframe.






What is the difference between high care and low care?
The terms “high care” and “low care” are no longer officially used in Australia’s aged care system. Instead, all residential aged care facilities now operate under an “ageing in place” model. This means residents can remain in the same home even as their care needs increase over time. Facilities are equipped to provide a range of care levels, from basic assistance with daily activities to complex nursing and dementia care. This approach reduces the need for disruptive moves between facilities and provides greater continuity of care, allowing residents to stay in a familiar environment as their needs change.


What costs are involved in residential aged care?
Residential aged care costs in Australia are made up of several components. The basic daily care fee is payable by all residents and covers meals, cleaning, and general services. A means-tested care fee may also apply, depending on income and assets, contributing towards care costs. Accommodation costs vary and may be paid as a lump sum (Refundable Accommodation Deposit), a daily payment, or a combination of both. Additional fees may apply for extra services in some facilities. Understanding these costs early is important, and financial advice is often recommended to help structure payments effectively.
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What is a Refundable Accommodation Deposit (RAD)?
A Refundable Accommodation Deposit (RAD) is a lump sum payment made to an aged care provider for accommodation. The amount varies depending on the room and facility and is agreed upon before admission. The RAD is fully refundable when the resident leaves the facility, less any agreed deductions such as unpaid fees. Many families choose this option as it reduces ongoing daily payments. The RAD is government-regulated and protected, providing financial security. It can often be funded through the sale of a home or other assets, although financial advice should be sought before making decisions.
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What is a Daily Accommodation Payment (DAP)?
A Daily Accommodation Payment (DAP) is an alternative to paying a lump sum RAD. Instead, the accommodation cost is paid as a daily fee, calculated using a government-set interest rate applied to the RAD amount. This option may suit individuals who prefer not to sell assets or commit to a large upfront payment. The DAP can also be combined with a partial RAD, providing flexibility in managing finances. The amount payable can change if the government interest rate is adjusted. Understanding the long-term financial impact of a DAP is important before making a decision.
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Can I pay part RAD and part DAP?
Yes, residents can choose to pay a combination of a Refundable Accommodation Deposit (RAD) and a Daily Accommodation Payment (DAP). This flexible arrangement allows individuals to reduce their daily costs while avoiding paying the full lump sum upfront. For example, paying part of the RAD lowers the remaining balance, which in turn reduces the daily DAP amount. This option is commonly used when families want to retain some financial liquidity or are waiting for assets such as property to be sold. It is important to carefully calculate the financial implications to ensure the chosen structure suits long-term needs.






How is affordability assessed?
Affordability for residential aged care is assessed through a means assessment conducted by Services Australia. This process evaluates income, assets, and financial circumstances to determine whether a resident is eligible for government assistance and how much they are required to contribute towards care costs. The outcome influences the means-tested care fee and eligibility for accommodation support. Providing accurate financial information is essential to avoid delays or incorrect assessments. The assessment can be completed before entering care and should be reviewed if financial circumstances change. Professional financial advice can help optimise outcomes and minimise unnecessary costs.


What documents are needed for admission?
Several important documents are required when applying for admission to an aged care home. These typically include the ACAT approval letter, medical history, current medication list, and identification documents such as a Medicare card and photo ID. Financial information may also be required for means assessment purposes. Some facilities request additional forms, including consent documents and personal preferences. Having these documents prepared in advance can speed up the admission process and reduce stress during what is often a challenging time. Families should keep copies organised and readily accessible when applying to multiple facilities.


How do I find suitable aged care homes?
Finding the right aged care home involves research, comparison, and often professional guidance. The My Aged Care website provides a searchable database of facilities across Australia, including information on services, pricing, and quality ratings. Families can also work with aged care placement specialists who provide tailored recommendations based on care needs, location, and budget. Visiting facilities in person is strongly recommended to assess the environment, staff interactions, and overall feel. Reading inspection reports and speaking with current residents or families can also provide valuable insights when making a decision.


How long does it take to secure a placement?
The time required to secure a residential aged care placement varies significantly depending on factors such as location, demand, and personal preferences. In urgent situations, placement may be arranged within days, particularly following a hospital stay. However, in high-demand areas or when seeking premium facilities, the process can take several weeks or even months. Being flexible with location and room type can improve availability. Applying to multiple facilities and maintaining regular contact with admissions teams can also increase the likelihood of securing a placement sooner.


Can I go on multiple waiting lists?
Yes, it is highly recommended to apply to multiple aged care homes and join several waiting lists at the same time. This approach significantly increases the chances of securing a placement in a timely manner, especially in areas where demand is high. There is no limit to the number of applications you can submit. Each facility manages its own waiting list independently, so being proactive is essential. Families should keep track of applications and maintain communication with facilities to stay informed about availability and ensure they are considered when vacancies arise.






What happens if I need urgent placement?
In urgent situations, such as hospital discharge or sudden deterioration in health, the aged care placement process can be expedited. Hospitals often have social workers or discharge planners who assist with coordinating urgent placements and fast-tracking ACAT approvals. Temporary placements may be arranged initially, with the option to transfer later if a preferred facility becomes available. Flexibility is often required during urgent placements, particularly regarding location or room type. Families should communicate urgency clearly and work closely with healthcare professionals to ensure a safe and timely transition into care.


Can I stay temporarily before permanent admission?
Yes, respite care provides short-term stays in an aged care home and can be used while waiting for a permanent placement. It also offers carers a break and allows individuals to experience residential care before making a long-term decision. Respite care requires ACAT approval and is subsidised by the government for a limited number of days per year. During this time, families can assess whether the facility meets their expectations. Respite stays can sometimes transition into permanent placements if a room becomes available, making it a useful stepping stone in the placement process.


What should I look for when choosing a facility?
Choosing the right aged care home involves considering a range of practical and personal factors. Location is important for family visits, while the quality of care, staffing levels, and clinical support are critical for wellbeing. Facilities should be clean, welcoming, and offer meaningful activities that support social engagement. It is also important to review accreditation reports and compliance history. Speaking with staff and observing interactions with residents can provide valuable insights. Ultimately, the best facility is one that meets care needs while providing comfort, dignity, and a sense of community for the resident.


What rights do residents have?
Residents in Australian aged care facilities are protected by the Aged Care Quality Standards and have clearly defined rights. These include the right to be treated with dignity and respect, to make informed decisions about their care, and to maintain independence wherever possible. Residents also have the right to privacy, safe care, and access to complaint mechanisms without fear of reprisal. Providers are required to uphold these rights and ensure a high standard of care. Families should feel confident advocating for their loved ones and raising concerns if standards are not being met.


Can I change aged care homes later?
Yes, residents can transfer to another aged care home if their needs or preferences change. This may occur due to dissatisfaction, relocation closer to family, or changing care requirements. The process involves applying to new facilities and securing a place before moving. Financial arrangements, including the refund or transfer of the RAD, must also be managed. While moving can be disruptive, it is sometimes necessary to ensure the best possible care and quality of life. Planning and professional advice can help make the transition smoother and minimise stress for all involved.